Are you truly confident you are on track to achieve your financial goals and live the life you want? Have you thought of everything and created a plan to get from where you are to where you want to be?

Good news! We want to help you make that happen! To do this, we are sharing our seven steps to financial independence and security that we use with our clients. Our wealth management system and process can help you live the life you want.

MRG Wealth’s founder, Ryan Gubic is a Personal CFO and financial advisor in Calgary, Alberta with over 20 years of education focused on improving personal finances. Ryan is not only a Certified Financial Planner, he’s also a Discretionary Portfolio Manager, Chartered Investment Manager, Licensed Insurance Advisor, Chartered Professional Accountant and holds a Masters in Business Administration.

And now, he’s put together this guide to do the same for you!

Below is just one step (step 3) as part of our seven week financial health series. You can download the complete document with all 7 steps on our planning page here

Your puzzle is now starting to take shape. 

Congratulations on holistically integrating all six areas of your financial life with your core values and clear vision! Your puzzle is starting to take shape — is that a beach? 

Now, the next step is to assess your vulnerabilities that can keep you from succeeding and the opportunities that can help you achieve. 

Examples of common vulnerabilities include:

• Poor Finanical Planning (Not knowing the steps it takes to achieve your goals sets you up to fail. This takes time and energy and will need consistent attention to ensure you’re always on track.)
• Volatile Investment Portfolios (Being uncertain about how your investments will do in the stock market roller coaster can be costly. Lower returns means working harder and longer.)
• Missing Financial Advice (Having unanswered questions can lead to costly mistakes. Leading with experienced advice instead of confusion and fear leads to better results.)
• Tax Inefficiencies (Not understanding the tax optimization options available to you takes a toll on your wealth. How you structure your wealth strategy can have a big impact on your taxes and your ability to achieve your goals.)

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