Our Insights
Dollars and Sense
Live and plan with intention. Explore expert insights on financial planning and wealth management - directly from our Founder and Personal CFO.
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Investments
Monthly Market Update - March 2023
Last Month in the Markets: March 1st – 31st, 2023: Last month was difficult to endure for investors concentrated in North American equities, especially those with significant holdings in financial services, which includes most Canadians. By the end of March, the TSX finished almost where it began the month, and the U.S. equities indexes rose 2 to 6½ percent.

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Tax Free First Home Savings Account (FHSA)
Canadians will soon get a boost when it comes to saving for their first home. Starting in April of 2023, the Tax-Free First Home Savings Account (FHSA) will be available to those over the age of 18 who have dreams of owning a home. This account is part of a campaign promise by the Liberals in the last election. Here is a run down of what we know so far.

Investments
Monthly Market Update - February 2023
Last Month in the Markets – February 1st -28th, 2023: With the exception of a few peaks, last month delivered mostly negative results for investors concentrated in equities.

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What To Know Before Buying U.S. Real Estate
There are several different ways to buy real estate in the U.S. Although some of the following information may seem familiar, as a buyer in a foreign market, it is essential to understand the pros and cons of each approach in order to avoid adverse tax effects in the future.

Investments
Monthly Market Update - January 2023
Last Month in the Markets – January 3rd to 31st, 2023: Last month proved to be a much more tensionless month than most for investors of almost every type.
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Investments
Annual Market Update - December 2022
Last Year in the Markets – January 3rd to December 30th, 2022: Overall, last year was a trying time for almost every Canadian investor. Several factors contributed to the turmoil and difficulty that affected every asset class and investor at some point during the last twelve months.

Investments
Monthly Market Update - November 2022
Last Month in the Markets – November 1st – 30th, 2022: Overall, the results for investors were largely positive last month. The major Canadian and American equity indexes rose 4.4 to 5.7%, and the global All Country World Index (ACWI) jumped 7.6%.

Investments
Monthly Market Update - October 2022
Last Month in the Markets – October 3rd – 31st, 2022: The beginning of the month was uneven for equity investors. After rising-and-falling, the major North American indexes, repeated their rise-and-fall again by mid-month.